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Business Loan Information & Eligibility in Delhi NCR

Capital is a vital component for the success of commerce today Finance holds the key to its development and needed from inception of business, formation of assets to generate income, running day to day expenses and expansion of sales etc.

Deals4Loan is an Authorized Direct Selling Agents of various National, Multinational and Non Banking Financial Companies for promoting their sales for asset division. Apply for Business Loan Now

Deals4Loan can provide Business Loan from:-

Business Loan from Private Bank: Bandhan Bank, Corporation Bank, DCB Bank, Federal Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, Oriental Bank of Commerce, South Indian Bank, HDFC Bank, ICICI Bank , Yes Bank, Axis Bank, Kotak Mahindra Bank, Standard Chartered Bank, HSBC Bank, Deutsche Bank, Induslnd Bank and RBL Bank.

Business Loan from Non Banking Financial Company (NBFC): DHFL Home, Indiabulls, Tata Capital, Bajaj Finserv, Capital First, Fullerton India, Aditya Birla Finance, LIC Housing Finance, Magma Fincorp, Reliance Capital and Tata Capital.

Deals4Loan will get you an approval in Less Processing Time, Easily Available Loan, Lowers Interest Rates, No Agent or Middleman Charges. Apply for Business Loan Now

Business Loans are offered in two types, Secured and unsecured.

For a Secured Business Loan

  • The borrower needs to pledge
  • Business or personal properties used for Residential/ Commercial/ Industrial/ Plot
  • Stock or Inventory of Raw / Semi/ Finished products
  • Machinery new or old.
  • Vehicles.
  • Shares and Securities
  • Debtors.

As security against the loan amount taken, above thing can be kept as collateral which is having clear/ marketable title. The loan tenor is for 5-10 yrs and rate of interest is depending on collateral offered.

For unsecured Business loans

There is no requirement of any collateral from the borrower. However, while availing an unsecured business loan, the borrower needs to pay a high interest rate. Moreover, the loan amount is taken for a smaller tenure when compared to a secured loan. According to the their tenure, business loans can be further diversified.

General Factors Effecting Eligibility for Business Loan

a. Type of Organisation f. Gross Profit Margin k. Market Value of Property
b. Vintage in Business g. Net Profit Margin l. Banking
c. Type of Industry h. Debtors & Creditors cycle m. Assets of Company
d. Current Exposre of Loans i. Net Worth of Promotors  
e. Turnover j. Credit History of Key people  

Loan Amount Calculation ( Indicative)

On Profit (a) Net Profit ( Before Interest, Depreciation, Intererst on Loans, Salary to Director's/ Partner's and Tax) / 12
(b) Total Monthly existing Loan obligations
(c) A -B is Max EMI possible
On Turnover (A) Annual Income = Audited T/O x Industry Margin %
(B) Monthly Computed Income = (A) / 12
(C) DBR = 50 -60% of (B)
(D) Obligation Per Month
(E) Max EMI = ( C ) - (D)
On Existing Loan Track Perosnal Loan: Total Existing EMI x 35%
Car Loan: As Per Car Category Loan Amount 6 - 15 Lacs
Home Loan/ LAP: EMI x 15 Times

Eligibilty for Secured Business Loan & Unsecured Business Loan

The applicant must meet the below eligibility criteria's 

Sl. No. Eligibility Terms Secured Unsecured
1 Min. age 21 years 22 years
2 Max. age 65 years 70 years
3 Minimum income (annual) INR 2 Lacs 200000
4 Minimum loan amount : INR 10 Lacs 1000000
5 Maximum loan amount : INR 25 Cr 750000
6 Min. years of buss. existence : 3 Yrs Not Applicable
7 Minimum loan tenure : 3 year 3 year
8 Maximum loan tenure : 15 years 5 years
9 Minimum turnover require: INR 1 Cr 75 Lacs

Know more about Business Loan

Apply Business Loan

Apply for Business Loan with Flexi EMI Options, Minimal Documentation, Less Processing Time, Easily Available Loan, Lowers Interest Rates and No Agent or Middleman Charges. Read more...

Business Loan Interest Rates

Compare business loan interest rates of leading banks & NBFCs and process to apply for quick business loans. Read more...

Business Loan Eligibility

Capital is a vital component for the success of commerce today Finance holds the key to its development and needed from inception of business, formation of assets to generate income, running day to day expenses and expansion of sales etc. Read more...

Business Loan Documentation

Check out the list of documents required for Business Loans in Delhi NCR through Deals4Loan, and apply for your own Business Loan easily. Read more...

Why choose Deals4Loan for taking Business Loan in Delhi NCR through Deals4Loan

Running a successful business is not an easy task. There are always ups and downs you will face, as a business owner. Deals4Loan understand that meeting every financial need is not simple and sometimes you do need a helping hand. 

Deals4Loan take special pride in being that institution that can facilitate you when you need help the most. 

  • Quick disbursement: Once all your documents are in proper position, your Business Loan    can be disbursed within 3 working days.
  • Business Loan Interest Rates: Deals4Loan ensures in applying the best market practices and adheres to the principle of giving its valuable customers the best business Loan interest rates.
  • Flexible EMI option: Deals4Loan provides you the option and convenience of to customise your monthly Loan repayment instalment that is best suited for your company's cash flow.
  • Less Processing Time – Deals4Loan guarantees that the processing time involved in getting Business Loan from  is very less.
  • Minimum Paperwork – Deals4Loan ensures that getting a Business Loan does not require verification of any asset or any other kind of proofs and certificates that involve a lot of paperwork.
  • Schemes and Offers – Deals4Loan keeps you updated with special schemes and offers of for professionals like Chartered Accountants, Doctors and Architects etc.

Deals4Loan will get you an approval in quickest possible time. All you need to do is visit Deals4Loan.in and fill an enquiry form. You can also drop a mail to [email protected] or call to +91-8700253734. A Deals4Loan representative will get in touch with you and collect your documents from your doorstep. Apply for Business Loan Now