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How to Manage Your Personal Loan EMI Payments

Banks in India offer various personal loans at attractive interest rates based on a person’s creditworthiness and income. Any individual with a good credit score and a steady income can apply for a personal loan online or at the nearest bank branch.


Which loan should you close first? Bigger one or the costlier one?

Targeting one’s high cost loans reduces the impact of interest payment. Large but low cost loans can be dealt later.


Five basic rules to follow when taking a loan

Before you agree, make sure you are taking the loan for the right reasons. Don’t borrow just because the interest rate is attractive or you can claim tax benefits. Here are a few thumb rules to follow when you take a loan.


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